US Salary Tax Calculator
Estimate federal income tax and FICA from gross pay using official 2026 IRS brackets. Fully client-side — no account, uploads, or remote storage.
By Utilix Editorial Team · Added Apr 18, 2026 · Updated Sep 6, 2026
Input
Result
Enter a value for annual gross salary to see your result.
How it works
Estimates US federal income tax and take-home pay using 2026 IRS tax brackets. Uses standard deductions and FICA rates. This is an estimate only — consult a tax professional for advice.
Step by step
- 01Enter your annual gross salary and filing status.
- 02Add any additional itemized deductions above the standard deduction.
- 03Federal tax is calculated using 2026 marginal tax brackets.
- 04FICA = 6.2% Social Security (up to $184,500) + 1.45% Medicare.
Examples
Single filer, $75,000 gross
2026 standard deduction ($16,100) reduces taxable income to $58,900. Effective rate ≈ 17.9% (federal + FICA).
Inputs
- Annual Gross Salary:
- 75000
- Filing Status:
- single
- Additional Deductions ($):
- 0
Result
- Effective tax rate:
- 17.88
Frequently asked questions
What is the standard deduction for 2026?
For 2026, the standard deduction is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household (IRS Rev. Proc. 2025-32).
Does this include state income tax?
No. This calculator covers US federal income tax and FICA only. State income tax varies widely and is not included. For a full picture, add your state's tax rate.
Why does my real paycheck differ from this estimate?
Employers withhold using IRS formulas, prior W-4 elections, pre-tax benefits (401(k), HSA, FSA), post-tax deductions, and local taxes. This tool models simplified federal brackets plus standard FICA.
Does it model alternative minimum tax (AMT) or NIIT?
No. High earners with large capital gains, ISO exercises, or investment income can trigger AMT or the Net Investment Income Tax — consult a tax professional when those situations apply.
Which tax year brackets are these?
2026 tax year — 10/12/22/24/32/35/37% federal brackets and the Social Security wage base of $184,500, per IRS Revenue Procedure 2025-32 and the SSA's 2026 fact sheet. See the methodology page for sources.