Finance & money

Convert 20 major currencies using daily ECB mid-market rates with quote date shown. Fully client-side — no account, uploads, or remote storage.

Project simple or compound growth with adjustable compounding frequency. Fully client-side — no account, uploads, or remote storage.

Estimate months to reach a target with starting balance, monthly deposits, and APY. Fully client-side — no account, uploads, or remote storage.

Add up all your recurring subscriptions in one place. Enter each charge and billing frequency to see your true monthly, annual, and daily subscription spend.

Enter your annual savings goal and pay frequency to find the exact amount to set aside each paycheck. Works for weekly, biweekly, semi-monthly, and monthly pay.

Calculate how inflation erodes purchasing power over time. Enter any amount, years, and inflation rate to see real value year by year. No sign-up needed.

Project retirement balance with contributions, return, and inflation. Growth chart and step-by-step assumptions included — free, private, no signup.

Find the break-even point in units and revenue from fixed costs, selling price, and variable cost per unit. Includes contribution margin. No sign-up needed.

Calculate your FIRE number using the 4% rule. Enter annual expenses, current portfolio, and savings rate to find your target and timeline to financial.

Calculate your return on investment (ROI), annualized CAGR, and net profit in seconds. Enter your initial investment, final value, and holding period. No.

Find CAGR from start and end values, project a future portfolio value, or solve for years to a goal. Three modes — instant results, no sign-up.

Calculate your net worth by entering assets and liabilities by category. See your debt-to-asset ratio and a full breakdown — no account or sign-up needed.

Calculate your Coast FIRE number — how much to invest today so compound growth reaches your retirement target without further contributions.

Calculate annual and monthly retirement income at any withdrawal rate. Enter portfolio, return, inflation, and years to project whether your nest egg will last.

Calculate shares and price per share after any forward or reverse stock split. Enter your holdings and split ratio to see your adjusted position instantly.

Monthly EMI, total interest, and repayment with the full formula and worked example. Free loan math in your browser — no account or uploads.

Estimate principal-and-interest from price, down payment, rate, and term. Every assumption and formula shown — free, private, no account needed.

Generate a loan amortization preview with monthly payment, principal split, total interest, and payoff schedule. Client-side and private.

Compare current and refinance loan payments, closing costs, break-even months, and lifetime savings. Fast client-side planning tool.

Estimate monthly car payments with price, down payment, trade-in, sales tax, fees, APR, and term. Private browser-side calculator.

Estimate student loan monthly payments, grace-period interest, repayment balance, total interest, and total paid. Private client-side tool.

Find the maximum loan amount a monthly budget can support after taxes, insurance, fees, interest rate, and term. Browser-side and private.

See how much interest and time you save by paying extra on your mortgage or loan each month. Full amortization comparison — no sign-up required.

See months to debt-free and total interest with every payment assumption shown. Enter balance, APR, and payment — private, free, no account required.

Compare snowball vs avalanche side by side with interest saved and payoff months. Transparent math for up to 4 debts — no signup, runs in your browser.

Convert between hourly, daily, weekly, biweekly, monthly, and annual pay using your hours and weeks. Runs locally in your browser.

Calculate the minimum hourly rate you need to charge as a freelancer or consultant. Enter target income, expenses, and billable hours to get your floor rate.

Calculate freelance invoice totals instantly. Enter hourly rate, hours worked, and tax rate to get subtotal, tax amount, and total billed. No sign-up needed.

Calculate total interest earned from a CD ladder with 3–5 rungs. Enter your investment, term APYs, and see blended rate, per-CD amounts, and maturity schedule.

Apply percent-off discounts with optional tax to get final price and savings. Fully client-side — no account, uploads, or remote storage.

Calculate gross profit margin from revenue and cost of goods sold. Shows margin %, gross profit, and cost ratio. Fully client-side — no account needed.

Estimate federal income tax and FICA from gross pay using illustrative 2024 brackets. Fully client-side — no account, uploads, or remote storage.

Add or extract GST/VAT at any percentage for inclusive or exclusive pricing. Fully client-side — no account, uploads, or remote storage.

Calculate Pakistan FBR income tax and take-home pay for FY 2026–27, 2025–26 & earlier. Monthly or annual salary input. Illustrative only — not tax advice.

Estimate India income tax under new or old regime for FY 2025–26 / AY 2026–27. Includes standard deduction, 87A rebate, and 4% cess. Not tax advice.