Calculate your return on investment (ROI), annualized CAGR, and net profit in seconds. Enter your initial investment, final value, and holding period. No sign-up needed.
Added May 15, 2026
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Used to compute the annualized ROI (CAGR).
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Enter a value for initial investment to see your result.
Calculates total ROI, annualized return (CAGR), and net profit from an initial investment and its final value over a chosen holding period.
ROI = (Final Value − Initial Investment) / Initial Investment × 100% CAGR = (Final Value / Initial Investment)^(1 / Years) − 1
A $10,000 investment that grows to $15,000 earns a 50% total return and a CAGR of about 14.47% per year over 3 years.
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A $5,000 investment that falls to $4,200 has lost $800 — a −16% ROI and the same −16% annualized since the holding period is exactly 1 year.
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ROI (Return on Investment) is the total percentage gain or loss over the entire investment period, regardless of how long it took. CAGR (Compound Annual Growth Rate) converts that total return into a smooth annual rate, making it easy to compare investments held for different lengths of time. For a 1-year investment they are identical; for longer periods, CAGR is always lower than total ROI.
Yes. If the final value is less than the initial investment, the net profit is negative and so is the ROI. For example, investing $1,000 and ending with $800 gives a −20% ROI.
It depends on the asset class and time period. The S&P 500 has historically averaged roughly 10% annualized before inflation (about 7% real). Real estate, bonds, and savings accounts vary widely. Always compare ROI to a relevant benchmark and adjust for risk.
No — it calculates gross ROI based on the values you enter. To get after-tax or after-fee return, use the net proceeds (after fees and taxes) as your final value.
The return multiple (also called the MOIC — Multiple on Invested Capital) shows how many times the investment grew. A 2× multiple means the investment doubled. It is calculated as Final Value ÷ Initial Investment.