Pakistan Income Tax Estimator
Calculate Pakistan FBR income tax and take-home pay for FY 2026–27, 2025–26 & earlier. Monthly or annual salary input. Illustrative only — not tax advice.
Added May 8, 2026 · Updated Aug 12, 2026
Scenario A
Input
Result
Enter a value for gross salary to see your result.
How it works
Estimates Pakistan FBR income tax and take-home pay for salaried individuals using official tax-year slab tables. Illustrative only — consult a tax professional or verify at fbr.gov.pk before filing.
Step by step
- 01Enter your gross salary and choose whether it is monthly or annual.
- 02Select the tax year — slabs change each July when the Finance Act is enacted.
- 03Annual gross is divided into slab bands; marginal rates apply to each band progressively.
- 04Tax is summed across all bands to give annual income tax.
- 05Take-home = Annual Gross − Annual Tax. Monthly figures are divided by 12.
Examples
Rs. 150,000/month gross, FY 2026–27
Annual gross Rs. 1,800,000: first 600k at 0% = ₨0; next 600k at 1% = ₨6,000; remaining 600k at 11% = ₨66,000. Total tax = ₨72,000; effective rate = 4.0%.
Inputs
- Gross Salary:
- 150000
- Salary period:
- monthly
- Tax year:
- 2026-27
Result
- Effective tax rate:
- 4
Rs. 400,000/month gross, FY 2026–27
Annual gross Rs. 4,800,000 reaches into the 4.1M–5.6M band, taxed at 29% (cut from 35% the prior year): total tax = ₨744,000; effective rate ≈ 15.5%, about ₨117,000 less than under FY 2025–26 rates. Finance Act 2026 lowered rates on the 2.2M–5.6M bands and abolished the 9% surcharge above Rs. 10M.
Inputs
- Gross Salary:
- 400000
- Salary period:
- monthly
- Tax year:
- 2026-27
Result
- Effective tax rate:
- 15.5
Frequently asked questions
Which FBR slabs does this calculator use?
The calculator includes illustrative slab tables for FY 2026–27, 2025–26, 2024–25, and 2023–24 for salaried individuals under Section 149 of the Income Tax Ordinance. Slabs are enacted each year in the Finance Act, typically in June. Always verify the current rates at fbr.gov.pk.
What changed in the FY 2026–27 tax slabs?
The Finance Act 2026 kept the tax-free threshold at Rs. 600,000/year and the 1% and 11% bands unchanged, but cut rates on higher bands: 2.2M–3.2M dropped from 23% to 20%, 3.2M–4.1M from 30% to 25%, and a new 4.1M–5.6M band taxes at 29% (down from 35%). A new 5.6M–7M band applies 32%, with 35% above Rs. 7M. The 9% surcharge on income above Rs. 10M was also abolished.
How much tax do I pay on Rs. 100,000 monthly salary in Pakistan?
At Rs. 100,000/month (Rs. 1,200,000 annually) under FY 2026–27 slabs, tax on the 600k–1.2M band at 1% = Rs. 6,000 annually (Rs. 500/month); effective rate = 0.5%. This band has held at 1% since the Finance Act 2025 cut it from 5%.
Does it include the Super Tax?
No. Super Tax (levied on high-income earners and companies) is not modelled here. If your income falls above the Super Tax threshold, your actual liability will be higher. Consult a tax professional.
Why is my tax different from my employer's withholding?
Employers withhold under Section 149 using provisional monthly calculations, which may use different assumptions (e.g., non-salaried income, exemptions, previous months). This tool models the full-year slab calculation and may differ from monthly withholding.
When does the new tax year start in Pakistan?
Pakistan's tax year runs from 1 July to 30 June. New slabs from the annual Finance Act take effect each 1 July. The highest-search period for 'Pakistan income tax' is June–August, just as the new year and revised slabs are announced.
Are freelancers and non-salaried individuals covered?
This calculator models salaried individuals. Non-salaried income (business, freelancing, rental) may follow different slab rates or presumptive tax under the Finance Act. Freelancers registered with PSEB may qualify for a reduced withholding rate on foreign-sourced income.